How telenor EasyPaisa Works?


How it works?

Telenor has introduced Easypaisa incorporation with Tameer Bank.

News from Tameer Bank:
Tameer News
Islamabad, July 14, 2011
------------------------
Tameer Bank CEO wins microfinance ‘Leader of the Year’ award


PACRA, May 2, 2011
------------------------
The Pakistan Credit Rating Agency (PACRA) has assigned the long-term and shorttermentity ratings of "A" (Single A) and "A1" (A One), to Tameer Microfinance Bank Limited. 


Easy Paisa, November 19, 2009
------------------------
Tameer Microfinance Bank & Telenor Pakistan launch ‘Money Transfer’ service.


Telenor Pakistan & Tameer Bank launch ‘easypaisa’, 15th October 2009
------------------------
Islamabad, 15th October 2009. Telenor Pakistan and Tameer Microfinance Bank together have announced the launch of easypaisa, a uniquely convenient and safe way for everyone to carry out financial transactions.


MicrofinanceFocus, July 22, 2009
------------------------
The State Bank of Pakistan (SBP) has agreed to provide Rs 215 million under the Institutional Strengthening Fund (ISF) and signed on Tuesday Memorandums of Understanding (MoUs) with Pakistan Microfinance Network (PMN) and NRSP Microfinance Bank, stated a press release...


Karachi, April 30, 2009
------------------------
JCR-VIS Credit Rating Company Limited has maintained the medium to long term entity rating of Tameer Microfinance Bank Limited (TMFB) at ‘A-’ (Single A Minus). Short term rating has been upgraded from ‘A-3’ (A-Three) to ‘A-2’ (A-Two). Outlook on the ratings has been revised from ‘Negative’ to ‘Stable’... 


Karachi November 21, 2008
------------------------

Telenor Pakistan has today entered into an agreement to acquire 51 per cent of the shares in Tameer Microfinance Bankfor a foreign direct investment (FDI) of USD 12.5 million (PKR 1 billion approximately) through a direct rights issue. The proceeds from the rights issue will be used to finance the further development of the bank. The transaction is subject to full regulatory approval...




Helpline for any assistance:



FAQ's:

MOBILE ACCOUNT:

What is an Easypaisa mobile account?

Who can be an Easypaisa mobile account subscriber?

Where can customers go to register their Easypaisa mobile account?

What if the subscriber does not own a Telenor SIM?

Can I have more than one Mobile Account associated to my number?

What is my Easypaisa Account Number?

What is my PIN?

How do I create my PIN?

How secure is the Mobile Account?

What if the subscriber forgets his Easypaisa mobile account PIN?

What if a customer's SIM is stolen, is his Easypaisa Mobile Account compromised?

How can I access my Easypaisa mobile account?

Can an Easypaisa account holder change his/her package plan?

Can an Easypaisa account holder request for pre-paid to post-paid migration?

Is there any idle timeout for the Easypaisa Mobile Account website?

What are the different services provided with Easypaisa mobile account?

What is Transfer In and what do I require before I perform Transfer In?

What is Transfer Out and what do I require before I perform Transfer Out?

What is my daily/monthly/yearly limit? Can I change these limits? What is the procedure for increasing my limits?

When a transaction is reversed, will the Fee and FED also be reversed?

What is meant by Schedule Payments?

I have international roaming activated. Can I use the money if I go to another country?

Since the customer support is at Telenor Pakistan. Do you have bankers who understand the particulars/problems of banking and accounts?

What is the procedure for closing Easypaisa mobile account?

What if the Easypaisa subscriber wants to port out to another operator?

What if a subscriber wants to terminate his Phone Number?

Will the Urdu Menu work on all Handsets?

What is the default language for the menu?

Can URDU be a default language (menu in urdu on first time dialing *786#)?

Are the any additional charges for using Urdu menu?




MONEY TRANSFER THROUGH EASYPAISA SHOP:


Does a customer need to register to avail this service?

Who can make a Money Transfer transaction? Is it for Telenor customers only?

Does a customer need to have a mobile phone to avail this service?

Who can make a Money Transfer transaction? Is it for Telenor customers only?

What if a customer has an expired CNIC or if the CNIC is lost?

What if a customer is not in the procession of the original, valid CNIC but only has a photocopy of the valid CNIC?

Where can a customer send or receive a Money Transfer from?

How long does the Money Transfer transaction take? How long does the Receiver have to wait after a Sender has sent money?

Will the customer get a receipt or any SMS notification after the transaction?

Is there a time limit for customer to receive a Money Transfer transaction?

What should a customer do if he forgets his transaction pass-code?

How many times a customer can reset pass code for a single transaction?

What will be the process if a customer forgets the Transaction ID?

What if the customer doesn't receive the confirmation message?

What if a customer comes to collect money sent through a Money Transfer and the Easypaisa shop does not have cash?

Is there any number of transaction or monthly limits for customers?



BILL PAYMENT THROUGH EASYPAISA SHOP:


How can I get my bills paid from an authorized Easypaisa agent?

Can anyone use Easypaisa bill payment service?

When can I pay my bills?

What if my company says that my Bill has not been paid?

Which bills can be paid through Easypaisa bill payment service?

Are there any additional charges on paying bills through Easypaisa service?

How is Easypaisa bill payment fully secure?



BILL PAYMENT THROUGH EASYPAISA MOBILE ACCOUNT:


Can anyone use Easypaisa bill payment service through mobile account?

What if my utility company says that my Bill has not been paid?

Which utility companies’ bills can be paid through Easypaisa bill payment service?

Are there any additional charges on paying utility bills through Easypaisa service?

How is Easypaisa bill payment fully secure?



INTERNATIONAL HOME TRANSFER:


Who can receive an International Remittance? Is it for Telenor customers only?

For how long will the International Remittance stay in the system if it is unclaimed?

What do I do if the Recipient Name in the system does not match CNIC name?

What do I do if I forgot the Transaction ID?

What happens if the Merchant makes a mistake while entering the transaction ID?

How will any reversal case be handled?

Who is charged for International Remittance transaction?

Can Easypaisa retailers conduct IR transactions?

Do I need to have a mobile phone to avail this service?

Do I need to register to avail this service?

Where can I receive my International Remittance from?

What do I need to bring to collect money sent through an International Remittance transaction?

How long does the International Remittance transaction take? How long does the Receiver have to wait after a Sender has sent money?

What documentation will the Merchant keep for his record purposes?



INTERNATIONAL HOME TRANSFER THROUGH EASYPAISA MOBILE ACCOUNT:


Who can register for this service?

What is needed for registration?

How can I register for this service?

What are the charges for this service?

Which companies on the sending side are partnering with us for this service?

What happens if customer does not receive funds in his mobile account?



DONATIONS THROUGH EASYPAISA SHOP:


What is the minimum amount that can be donated through Easypaisa mobile account?

Can anyone use Easypaisa donation service?



DONATIONS THROUGH MOBILE ACCOUNT:


What is the minimum amount that can be donated through Easypaisa mobile account?

Can I schedule regular donation amount deductions from my Easypaisa mobile account?



EASYPAY – FOR CORPORATAE CLIENTS:


What is Easy.Pay? How can companies benefit from Easy.Pay?

How will the customer send money to the Company?

How long does the Pay Easypaisa transaction take? How long does the company have to wait after a Sender has sent money?

Who can make an Easy pay funds transfer transaction? Is it for Telenor or Tameer Bank customers only?

Are there any limits on sending money to the company?

What are the standard charges involved in this Easy pay solution?

What is an Easypaisa Account Number

How many Easypaisa Retailers are out there and where can I get their location from?


Note: This site is not related to Telenor and Tameer Bank in any form.


Google Adsense Bans 70% Pakistani Publishers

Almost 70% adsense publishers got their adsense account blocked without any reason. But i know what the reason is......... The reason is very simple:-
                           "They are Pakistani"
Almost all publishers get this email from Google team:-


"Hello,

We continually review all publishers according to our program policies (https://www.google.com/upport/adsense/bin/answer.py?answer=48182&stc=aspe-3pp-en) and Terms and Conditions (https://www.google.com/adsense/localized-terms?&stc=aspe-3tc-en ). During a recent review of your account, our specialists found that it was not in compliance with our policies.
LAYOUT ENCOURAGES ACCIDENTAL CLICKS: Publishers are not permitted to encourage users to click on Google ads in any way. This includes any implementation that may encourage accidental clicks, such as placing ads near flash games or navigation bars, or placing ads and site links extremely close together.
WEBMASTER GUIDELINES: Our program specialists regularly review sites in the AdSense program.
It is important for a site displaying AdSense to offer significant value to the end user by providing unique and relevant content, and not to place ads on sites with little to no original content. Additionally, Google ads
may not be placed on non-content-based pages.
Your site should also provide a good user experience through clear navigation and organization. Users should be able to easily click through your pages and find the information they are seeking.
Because your sites violate the spirit of our policies, we have disabled ad serving.
For more information, please review our program policies (https://www.google.com/adsense/support/as/bin/answer.py?answer=48182 ) and Google’s Webmaster Quality Guidelines (http://www.google.com/support/webmasters/bin/answer.py?answer=35769#quality).
As stated in our program policies, sites displaying Google ads should provide substantial and useful information to the user. Users should be able to easily navigate through the site to find what products, goods, or services are promised.
While reviewing your site, our team of specialists determined that it does not comply with the spirit of these guidelines.
As a result, your AdSense account has been disabled.
Additionally, as stated in our Terms and Conditions, publishers who have breached this agreement may not receive further payment. The earnings on your account will be returned to the affected advertisers. Please note that this step was taken in an effort to protect the interests of our AdWords advertisers, and to maintain the quality of the AdSense program.
Thank you for your understanding.
Sincerely,
The Google AdSense Team"
You sholud not rely on Adsnese entirely and look for some alternatives. Try the Infolinks and Chitika.
Join chitika:
Time for a boycott and join chitika....... 
Get Chitika Premium


Mobilink Jazz Hajj Roaming- 85% off on Romaing


 
Mobilink always ensures convenience and provision of seamless services to its customers, whether at home or abroad. Likewise, for the blessed event of Hajj, Mobilink offers all its customers travelling to Saudi Arabia a chance to share their spiritual experience with family and friends with added convenience.
To facilitate Jazz, Indigo and Jazba customers visiting Saudi Arab, Mobilink offers up to 85% discount on international roaming on Zain Network in Saudi Arabia. This offer includes:
  • Lowest call rates for all incoming and outgoing* calls
  • Lowest GPRS roaming rates
  • Free incoming SMS
  • No security deposit (for indigo customers)**
  • No subscription/daily charges
*     Applies on outgoing calls made to Pakistan and Saudi Arabia   
**   Requires Direct Debit agreement
*** Limited time offer
Balance Recharge for Jazz and Jazba Roamers
Jazz Load, Jazz Share, Balance Inquiry (*111#) and Balance Charging through USSD (*123*14DigitCode# and press SEND) all work while on roaming. Although not mandatory, Jazz roamers are advised to carry sufficient balance in order to enjoy unmatched convenience (recommended balance is Rs. 1,500).

Jazz roamers can also recharge balance via International Jazz Load available at EZETOP outlets in Saudi Arabia or via credit card by visiting EZETOP website (www.ezetop.com).
Customer Support for Jazz, Indigo & Jazba Roamers

While abroad, Jazz, Indigo and Jazba roamers can contact Mobilink's International Roaming Helpline on +92-300-847 0112 or +92-300-2000100****.

**** Call to Pak charges apply.

Subscribing to Mobilink's Hajj Roaming Offer
Jazz, Indigo and Jazba customers can have international roaming activated by visiting their nearest Mobilink Customer Care Centre, Franchise or simply calling 111.

Once international roaming is active, Mobilink’s Hajj Roaming Offer is pre-activated for all Jazz, Indigo, andJazba customers. 
Tariffs
Please find following IR tariffs for details:
Postpaid Roaming
CountryIncoming Call
Outgoing Call
SMS
Call to PakLocalInternationalIncomingOutgoing
Saudi Arabia(Only for Zain Network)$0.18$0.70$0.70$2.99Free$0.37


Prepaid Roaming (Jazz & Jazba)
CountryIncoming Call
Outgoing Call
SMS
Call to PakLocalInternationalIncomingOutgoing
Saudi Arabia
(Only for Zain
Network)
Rs 15Rs 60Rs 60Rs 260FreeRs 32
   *Outgoing call charges to satellite: Rs 951

Postpaid GPRS Roaming
CountryOperatorRate per KBInitial
Interval
Subsequent
Intervals
Local helpline from mobile
Saudi
Arabia
Zain$0.01810KB10KB966 592440153Not Toll
Free
FAQs:
Q1) Is “Mobilink’s Hajj Roaming Offer” available on all Saudi mobile networks? 
Ans) No. This offer is only available on Zain Network, Saudi Arabia.
       
Q2) How can I know that currently, I am connected to Zain network? 
Ans) One of below network names will appear on your handset screen if you are connected to Zain network.
  1. Zain SA
  2. KSA 04
  3. 42004


How to get a Free Credit Card in Pakistan?

A lot of people asks me that how to get a Free Credit Card in Pkistan without any bank account. Well you can get a free master debit card from Payoneer. You can use it to:
1-Do online shopping
2-Pay to your web host or domain provider
3-Can receive payments from others
and it do everything a debit card has to...........


You can get this debit card free by their partner sites. Here is the list of their partner websites:

  • Freelancing
  • Payment processing
    • 2CheckOut
    • Plimus
    • FastSpring
    • WebMoney
  • Advertising
    • MediaWhiz
    • Bux.to
    • Copeac
    • ROIRocket
    • IncentReward
There are no shipping charges and you will receive the card within 25 business days. You can load amount into your card by Western Union.
You can withdraw money from any Standard Charted Bank.


Buy Sim Card Reader In Pakistan


A great tool for those who want to add and edit information on their Ufone, Waird, Zong, Telenor numbers.

Here are the benefits of Sim Card Reader:
1-Backup contacts
2-Backup SMS
3-Can edit information
4-Can add information
and some others functions which you already know and i am not going to mention it here.

Price:
Second hand: $1.97
New: $3.82
May be 1 dollar shipping fees also include in it but this is a great tool for you

Buy:
You can buy it from Amazon. Here are the links:





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